VA Home Loan In Texas

Looking for a VA Home Loan in Texas?

You’ve served the U.S. now let us serve YOU!

Veteran’s Administration or VA loans are available for active, non-active and retired Army, Air Force, Marine, Navy, National Guard and Coast Guard veterans who meet the established service requirements.

Features and Benefits of a VA Home Loan in Texas:

  • 100% financing/No down payment – with sufficient eligibility
  • No monthly mortgage insurance (PMI)
  • Gift funds acceptable for closing costs
  • No cash reserve requirements
  • A variety of terms or loan types available
  • Available for purchase and refinance
  • Reduced funding fee for disabled veterans
  • Seller can pay for closing costs
  • No pre-payment penalty
  • Avoid debt-to-income overlays
  • No application fee

To determine your ability to participate in this program, just provide your Certificate of Eligibility (COE) or your Discharge/Separation form (DD214). If you do not have your COE, you can request one using form 26-1880.

Contact me and I’ll be happy to explain the details and answer any questions.

100% Disabled Veterans Benefits

Primary residence (homestead) taxes are exempt for veterans who receive 100% service related disability compensation. The Jeff Kramer Team can qualify disabled veterans for the payment without including property taxes, whereas 95% or more lenders must qualify the Veteran with the property taxes in the payment and charge the mortgage payment.

Most mortgage lenders who claim to specialize in VA loans require the buyer to go to the county at the end of the year for property tax reimbursement. We are able to ensure that your money is not held up by paperwork, and are able to get you qualified for a home loan without unnecessary requirements that include property taxes in estimated payments. Not only will you not have to wait to claim the money back and the end of the year, but disabled veterans will often be able to get approved for a larger mortgage since this cost is not factored into the initial application.

To learn more about applying for a VA home loan in Texas, contact us today, or apply online

Summary

User Rating5 based on 2 votes

Service TypeVA Home Loan

Provider NameJeff Kramer - 3211 Internet Blvd Ste 150, Frisco, TX 75034, Telephone No.214-803-3796

AreaDallas-Fort Worth

DescriptionVA Home Loans in Texas, including loans for disabled veterans, with up-front property tax exemptions in 100% disabled VA loan qualification, and NO property taxes included in the payment.

FEEDBACKS

Dallas-Fort Worth Mortgage Reviews

Our goal is to earn your business for life. In order to achieve this goal, we promise to go above and beyond for each of our clients.

Hi Natalie, Thank you so much for your vote of confidence and kinds words. I will always take the best care of you and your clients.

Connor Boone

Little Elm, TX

Awesome, smooth painless experience!! Jeff and his associates were amazing!

Connor Boone

DeSoto, TX

Thank you so very much for all of your help in securing our loan for our new home. Highly professional, knowledgeable and responsive!!

Shila Ghademi

Allen, TX

My mortgage loan officer and agent were nothing short of amazing!!

Jaamine Lewis

Red Oak, TX

Jeff was amazing from day 1. He always made us feel comfortable. He was organized and on top of everything! We will recommend Jeff to everyone we know moving to the area! Thanks for everything Jeff!

Shawna Freeman

Fort Worth, TX

From start to finish easy transition and very informative on how to get me in my new home!!

Arman Naemi

Richardson, TX

My husband and I had a wonderful experience with Jeff, Justin, and his team. We will be referring them in the future and hope to work together on our refinance!

Amber Benge

Frisco, TX

Jeff took the time to answer all of our questions and he ensured that we closed without issue. We would recommend Jeff without hesitation.

Jonathan Roper

Celina, TX

I enjoyed working with you. Thanks for the great feedback.

Jacqueline Roper

Grapevine, TX

Fantastic communication. All my questions were answered promptly.

Amber Brown

Crossroads, TX

Great execution on planning and guidance through the whole loan process.

Dynell Lane

Dallas, TX

Thanks for much for the vote of confidence Erik! It was a pleasure working with you and Ashley to get you into your beautiful new home!

Jason L.

Dallas, TX

Thank you Lenna! Happy to be able to get your clients the home that they deserve!

Daren Denniston

McKinney, TX

Experience.com is constantly evolving and improving. The real-time feedback is very helpful with our customers.

Connie L.

Mid-Market

Excellent way to gauge your client’s experience! Very easy to use and the integration with social media platforms is excellent.

Manny A.

Mortgage Loan Originator

Amazing review suite – Using Experience.com for over 4 years now and have received over 700 reviews through the platform.

Jonathan H.

Sales Manager

Partner for life! It is key to our marketing and branding efforts. Customers love the interface and it has been very easy implement and use.

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Mid-Market

Trusted, fast, and accurate service – it merges many other platform data into one space.

JD.D

Branch Manager

Great System – it automatically collects the reviews for me and I don’t need to do it myself.

Gregg .L

Mid-Market

Thank you so much Kellie! I was happy to help you and you were a pleasure to work with. It’s easy to be clear to close early when you provide documents as quickly as you did.

Deborah Naylor

Real Estate Broker/Elite Realty Alliance
GET IN TOUCH

If You Have Questions About Finding The Right Residential Mortgage, Please Email Or Call Our Office Today And We Will Make Sure To Find The Perfect Loan For Your Needs.

RESOURCES

Guides And Resources

HOMEBUYING GUIDE

Step-by-step process to getting the keys to your new home.

MORTGAGE CALCULATORS

Free mortgage calculators to help you make informed decisions.

REFINANCE GUIDE

For a smooth refinancing experience, know the facts.

Text Jeff