Find Your Mortgage

Dallas-Fort Worth VA, First-Time Homebuyer and Self-Employed Home Loans

If you live in the Dallas-Fort Worth area and you want a buy a home, you should know that the Jeff Kramer Team, at Guaranteed Rate Affinity, offer the most affordable and practical home loan options. This is why applying for a VA Home Loan, First Time Buyer or Self Employed Home Loan through our company will be a safe and smart decision. We’d like to share information about a few of the home loan products we provide. We’re also going to let you know how we facilitate home ownership by offering our clients superb customer service and valuable mortgage advice.

We’re proud to help Dallas-Fort Worth residents access reasonably priced home financing that they want and need.

The Jeff Kramer Team is an established and reputable home loan provider, with decades of experience in the Dallas-Fort Worth area. We’ve been in business for years and provide a range of sensible home loan options. We’re here to help you access all of the benefits of home ownership.

You Deserve Exceptional Customer Service

We’re committed to helping Dallas-Fort Worth homebuyers access the ideal home loan product. We’ll be able to recommend a home loan product that is a perfect match for your specific residential mortgage needs. When you choose us, our experts will make sure that you have access to all the information you need to make a smart and informed decision. We’ll explore the options with you and point you towards the right home loan product, with the lowest rates, from the best residential mortgage lenders. We’ll process your loan efficiently and make sure that your closing goes through right on time.

We have access to an assortment of mortgage products, and set our clients up with innovative financing and “outside the box” investors. We help clients to finalize even the most challenging home financing transactions, and specialize in residential mortgages. Since we provide in-house processing, in addition to underwriting and closing, we get things done as quickly and efficiently as possible.

Our clients really appreciate our streamlined services and we think you will, too.

When you choose us, you’ll love the caring, personal and professional customer service you receive. We specialize in putting together smooth and seamless transactions for prospective homeowners. When you place your trust in the Jeff Kramer team, you’ll get more attention and respect than you would if you went to big banks or web-based lenders.

We enjoy building long-term relationships with our valued Dallas-Fort Worth home buying clients. For the Jeff Kramer Team, every client is special and important. We link our clients with the best lenders for their mortgage needs, including first-time buyers, VA, conventional, FHA and 100% disabled veterans. With every homebuyer we work with, we are looking to create a customer for life.

Which Home Loan Option Is Right For You?

Are you a first-time buyer?

If so, you should know that we provide first-time buyer home loans to Dallas-Fort Worth residents and service loans all across the metroplex. We provide access to a number of home loan products through Guaranteed Rate Affinity, including the State Housing Finance Agency Bond Loan. This type of loan is ideal for the first-time homebuyer and is designed to strengthen communities by providing loan recipients with reasonably priced home financing.

You may not realize that many government agencies in Texas offer financial help to members of Dallas-Fort Worth communities who meet qualifications for home ownership. Usually, these loans are for people who haven’t owned and lived in homes for at least the past 72 months. With bond loans, assistance for down payments and closing costs is offered. Grants fixed-rate mortgage financing are also available.

When you choose a bond loan, you’ll need to live in the home that you buy with the loan, and it will need to be declared as the borrower’s primary residence.

Please contact us today in order to access full requirements and details about bond loans, or other first-time buyer resources.

Do You Qualify for a VA Home Loan?

Another option that may be right for you is a VA home loan in Texas. We know all the top VA loan lenders and you’ll be able to fill out a VA home loan application online. We specialize in 100% disabled veterans home loans, and take pride in our ability to close these loans faster and more efficiently than traditional VA lenders.

A VA home loan is an American home loan guaranteed via the U.S. Dept. of Veteran Affairs. In order to be eligible for this type of loan, you must have an adequate level of income, a valid Certificate of Eligibility (COE) and approved credit. Also, you’ll need to live in the home that you buy and it will need to be listed as the buyer’s primary residence. These loans are for veterans, service members, spouses and other beneficiaries who are deemed eligible.

You may use a VA loan to purchase a condo in VA-approved projects, build a home or to buy and upgrade a home.

In addition, VA loans may be used to purchase manufactured homes and lots, or to refinance existing direct home loans or VA-guaranteed loans for lower interest rates. Lastly, a VA loan may be used in order to access refinancing of an existing mortgage loan or another type of debt which has been secured via a lien of record on a home which is owned (and lived in) by the service member, veteran or other eligible beneficiary.

Learn more about loans for veterans.

Is a Self-Employed Home Loan Right For You?

In 2015, fifteen million Americans were self-employed, and this number is expected to grow over the coming years. If you’re self-employed and you want to get a self-employed home loan or bank statement mortgage loan, we are the right people to talk to. We’re here to help you find the loan with the lowest interest rate. We’re also here to ensure that you know all of the residential mortgage rules and how to boost your chances of getting approved for a home loan. We’ve helped many self-employed Texans access residential mortgage financing that works for them.

Let Us Help You Purchase Your Next Home

Please Contact Us today

We encourage you to reach out to our team if you’re looking to purchase a home in the Dallas-Fort Worth area. When it’s time to look for financing, you’ll need a group of dedicated and experienced mortgage specialists by your side. Our network of lenders knows the Dallas-Fort Worth real estate market inside and out and works with the best agents. Since we’re able to originate and close mortgage loans right here in Dallas, we are a sensible choice.

We’ve made it easier than ever to apply for a residential mortgage by offering an application. You can apply in a matter of minutes without having to schedule an appointment or spend hours on the phone. Fill out the form and provide our home loan experts with some information about your home mortgage needs. Once we receive your home loan application, we’ll review it and then get in touch.